Navigating the current health care landscape can be challenging. Many questions exist about how the health insurance Affordable Care Act will impact businesses and individuals, and when specific tenets of the plan will take effect.

“I want to shop for a plan for my salon employees including owners, but want to make sure I don’t have to do it all over as the fed health program comes in to being.” PBA Health Insurance Survey Respondent

Learn about health insurance coverage options in your state and find out more about the Affordable Care Act.

For accurate information, start online at www.healthcare.gov. This website, created by the federal government to provide assistance and education, offers a wealth of information. On this site, you can:

  • Explore coverage and pricing options in your state
  • Get help using insurance
  • Learn about the new health care law and you
  • Find tools to help you compare care providers
  • Access prevention and wellness resources

Do you have a pre-existing condition that makes it difficult to get health insurance? There are new options you may be eligible for. Learn about and apply for the Pre-existing Condition Insurance Program here www.pcip.gov.

Low income individuals and children may have expanded coverage choices. You and/or your children may be eligible for health care coverage under Medicaid or the Children’s Health Insurance Program (CHIP). Find out more about these programs and eligibility requirements www.medicaid.gov and www.insurekidsnow.gov.

Another great resource can be found at www.healthinsurance.org – an independent (non-government) source for your state-by-state coverage options, including medical, dental and small group insurance, health and wellness information. Personalized insurance quotations are also provided.

PBA offers these additional resources for beauty professionals.
Benefit Providers

Mass Marketing Insurance Consultants, Inc. is your resource for group and individual health insurance information. They can help you find the best coverage at the best premium for yourself and/or employees, and explain how selecting the right benefits strategies may be able to save you money. PBA members can obtain a free, no-obligation consultation and quote. And, PBA membership in partnership with MMIC now offers a Free Discount Pharmacy Card. Sign up now and start saving 10% to 60% on your prescription medications at participating pharmacies today! You do not have to request a quote or purchase insurance to get this free member benefit.

To request a quote or to learn more, have your member ID ready and visit www.mmicinsurance.com/PBA or call MMIC at 800.349.1039.

Professional Links

Visit PBA’s Professional Links page and browse the Insurance section for a wealth of links to resources that may help you find answers to your questions. You can find the Professional Links page under the RESOURCES/Business Tools menu on PBA’s homepage at probeauty.org.

The List

Take advantage of the experience and knowledge of your peers on The List – PBA’s email communications network exclusively for members. Find out what others in your membership section are doing to address issues similar to your own. To subscribe to The List, simply CLICK HERE.

PBA Progress

PBA Progress, the association’s monthly electronic newsletter, offers feature articles and resources of vital interest to beauty industry professionals. To search the Archives for topics related to specific keywords (i.e. health insurance), enter the keyword(s) in the SEARCH box on the probeauty.org top navigation bar.

When researching all available choices in the health insurance arena, be sure to visit probeauty.org. Have a great link you want to share, a benefit suggestion, or questions about PBA resources? Email Teena Austin, teena@probeauty.org.